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How to Void a Check: A Step-By-Step Guide

They can then enter your account information and confirm that your paycheck is going into the correct account. Those numbers are what the person receiving the voided check will use to identify your checking account. Though many financial transactions are now paperless, knowing how to void a physical check is useful at times. According to a 2022 survey by the American Payroll Association, 93% of American workers use direct deposit. So you may need to give your employer a voided check to set things up. A voided check is simply a paper check with the word “VOID” written across it, often in big letters, indicating without a doubt that it shouldn’t be used for making a payment.

If you’re tired of dealing with paper checks and keeping records, Wise can help you manage your money electronically. Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early. When we receive https://www.bookstime.com/ your direct deposit information from your employer, we make your pay available to you, up to two days earlyΩΩ. In fact, because a voided check is no longer valid and is intended to be destroyed, it is more secure not to sign a void check.

What is a voided check?

Direct deposits are another element of online banking that can simplify your finances and are much quicker than check payments. This is a fancy name for checks printed on demand for specific purposes at your bank or credit union. Banks typically charge a fee for these checks, which can be anywhere from a few dollars to as much as $25. But, if you normally have no need for paper personal checks, this can be a way to provide a voided one. Whatever you do, never sign a voided check or write any additional information in the blank spaces provided.

A voided check is a check with the word “VOID” across it, which indicates that it shouldn’t be used for payment. It’s typically written in large letters, so it cannot be mistaken for cash use. Voiding a check prevents the check from being used by anyone, especially thieves who could write a large sum of money out to themselves.

How to write a check

Employers may not be the only entities you’ll have a direct deposit arrangement with. Direct deposit will be the preferred way for those institutions to make payments and for you to receive them quickly. A voided check looks like every other check in your checkbook with one major difference, it has the word “void” written across void check meaning its face in large block letters. By writing “void” across a check, it will no longer be valid for depositing or cashing at any financial institution. Debit cards, online banking and banking apps may seem to have replaced paper checks. However, checks are still a very viable and necessary part of your personal finances.

You may have a payment arrangement set up with another person, such as a family member, a friend, or even a landlord/tenant to make recurring payments electronically. Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s). Voiding a check makes it useless for payment or for withdrawing money. That way, you’re helping protect yourself if someone else finds your check.

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